1. Introduction
Welcome to PolicyGhar.site. These Terms and Conditions govern your use of our website located at https://policyghar.site/. By accessing or using our site, you accept and agree to be bound by these Terms. If you do not agree with any part of these Terms, you should not continue to use the website. These Terms apply to all visitors, users, and others who access or use the Service.

2. Acceptance of Terms
By using PolicyGhar.site, you confirm that you have read, understood, and agreed to these Terms in full, along with our Privacy Policy and Disclaimer. If you are accessing the site on behalf of a business or organization, you affirm that you are authorized to accept these Terms on its behalf.

3. Use of the Website
You agree to use PolicyGhar.site solely for lawful purposes. You must not use the site to violate any local, national, or international law or regulation. Prohibited behavior includes attempting to gain unauthorized access to the website, disrupting the functionality of the site, using automated tools to extract data, uploading harmful code or files, or impersonating any individual or entity. You are responsible for ensuring that your access to our website does not violate any applicable laws.

4. Intellectual Property Rights
All content on PolicyGhar.site—including logos, text, graphics, icons, images, downloads, and other materials—is the intellectual property of PolicyGhar.site or its licensors. You may use the content for personal, non-commercial purposes only. Copying, modifying, reproducing, distributing, or creating derivative works from our content without written permission is strictly prohibited.

5. User Content and Submissions
If you submit any content to the site, including comments, suggestions, feedback, or form submissions, you grant PolicyGhar.site the right to use, modify, reproduce, and display that content in any format and for any purpose. You are responsible for the legality and appropriateness of anything you submit and agree that your content does not violate any third-party rights or applicable laws.

6. Third-Party Links
Our website may contain links to third-party websites or services not owned or controlled by PolicyGhar.site. We are not responsible for the content, policies, or practices of any third-party websites. Accessing such sites is at your own risk, and we encourage you to review their terms and privacy policies before using them.

7. Limitation of Liability
PolicyGhar.site does not guarantee that the website will always be available or error-free. We make no warranties, express or implied, regarding the information on the site. Under no circumstances shall PolicyGhar.site, its owners, employees, or partners be liable for any indirect, incidental, consequential, or punitive damages resulting from your use of or inability to use the website. This includes damages for loss of profits, data, or other intangible losses.

8. Modifications to Terms
We reserve the right to modify or replace these Terms at any time without prior notice. It is your responsibility to review this page periodically for changes. Continued use of the website after any modifications constitutes your acceptance of the new Terms.

9. Termination
We may suspend or terminate your access to the site at any time, with or without cause or notice, for conduct that we believe violates these Terms or is harmful to other users of the site, us, or third parties.

10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of [Insert Country or State], without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be subject to the exclusive jurisdiction of the courts located in that jurisdiction.

11. Contact Information
If you have any questions about these Terms and Conditions, you may contact us at: Email: contact@policyghar.site Website: https://policyghar.site/